Your health rights include the rights to privacy, to appeal your insurer’s decisions, to continue insurance coverage after you lose it and to take unpaid leave for certain emergencies. Do you know how to secure these rights?

Have you been rejected—by your health plan? Act quickly to appeal the decision to save yourself an unnecessary bill. You now have stronger patient rights.

If you are under 26 and need insurance, you may now have an easy, more affordable option—staying or getting on your parents’ health plan, even if you no longer live with your parents.

You’ll feel healthcare reform in 2011 if you have a health savings or flexible spending account, are on Medicare or possibly if you work for a smaller employer offering health coverage.

The new Healthcare Reform Act kicked off in 2010 with the start of some important changes, including no more lifetime dollar limits on your new health plan and young adults being able to stay on their parents’ health insurance until age 26.