You now have more options to get health insurance, which is important protection for both your health and financial well-being.

CDHPs are an increasingly popular type of health plan that gives you more choice—and more responsibility. If you’re offered one, understand your obligations before signing up.

Seeking health insurance after losing your job? Act quickly to secure coverage by exploring options, including a spousal work-based plan or COBRA.

Your health rights include the rights to privacy, to appeal your insurer’s decisions, to continue insurance coverage after you lose it and to take unpaid leave for certain emergencies. Do you know how to secure these rights?

While pricey, COBRA can be a stopgap to continue your health insurance when a layoff or unpleasant event strikes, and help protect your health and financial future.

Understanding the major trends in healthcare benefits can help you save money and get more value from your health insurance.

Have you been rejected—by your health plan? Act quickly to appeal the decision to save yourself an unnecessary bill. You now have stronger patient rights.

If you are under 26 and need insurance, you may now have an easy, more affordable option—staying or getting on your parents’ health plan, even if you no longer live with your parents.

You’ll feel healthcare reform in 2011 if you have a health savings or flexible spending account, are on Medicare or possibly if you work for a smaller employer offering health coverage.

Your explanation of benefits (EOB) form your health plan sends you may be confusing, but you need to understand what it says. The EOB spells out who is paying what towards each claim for medical service you or your family received.